Credit Officer (Abuja-FCT)

Credit Officer (Abuja-FCT)

Employer: Entourage Integrated Trust Limited

Location: Abuja, FCT, Nigeria

Salary: NGN 104,000

Work type: On-site

Job description

Entourage Integrated Trust Limited is seeking a proactive Credit Officer to join our on-site team in Abuja. In this role you will facilitate lending for our clients by assessing creditworthiness, preparing loan applications, and ensuring timely loan disbursement. You will act as the primary point of contact for loan applicants, guiding them through the application process, maintaining rigorous risk standards, and delivering a smooth borrowing experience.

Responsibilities:

1. Prepare and submit loan applications on behalf of clients.

2. Evaluate clients' financial information and calculate risk ratios.

3. Conduct credit analysis to determine borrower eligibility.

4. Process paperwork and ensure compliance with lending procedures and regulatory standards.

5. Provide timely updates to clients and assist them in acquiring loans on schedule.

6. Maintain accurate records and uphold the company's credit policies.

Requirements:

1. Proven experience as a Credit Officer, Loan Officer, or in a similar lending role.

2. Hands-on experience with lending procedures and financial products.

3. Ability to create and manage financial spreadsheets.

4. Strong analytical and quantitative skills.

5. Excellent communication and interpersonal abilities.

6. Customer-service orientation.

7. NCE/OND/HND/BSc in Banking & Finance, Economics, or a related field.

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